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Actual avatar

Actual Budget

A local-first budgeting app built on envelope budgeting, with optional sync

  • Finance
  • Self-hosted alternatives
View on GitHub
Website

What it is

Actual is a personal budgeting app that gives every dollar a job, in the envelope style. Your data lives on your own device first, and you can run a small sync server to share it across computers. It imports bank files and can connect to some banks for automatic transactions.

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Facts

Stars
29,629 GitHub stars.
29,629

Forks
3,183
Commits
5,586
Contributors
500+
Language
TypeScript
License
MIT
Last commit
Oct 20, 2026
On GitHub since
April 2022
First release
April 2023
Platforms
web, macOS, Windows, Linux, self-hosted
Self-hostable
Yes
Alternative to
YNAB
Tags
  • budgeting
  • accounting
  • file-sync

Last synced from GitHub on Oct 20, 2026

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What people are saying

Updated Oct 21, 2026
  • Bluesky“Anyone out here who has used Actual/Actual Budget before? It seems like a self-hostable version of YNAB/You Need A Budget, considering giving it a spin for me…”Mar 5, 2026 · 7 likes · 4 replies (opens Bluesky in a new tab)
  • Hacker NewsActual BudgetAug 18, 2026 · 6 points · 0 comments (opens Hacker News in a new tab)
  • Hacker NewsActualNov 7, 2025 · 4 points · 0 comments (opens Hacker News in a new tab)
  • Bluesky“Excel but also I host my own instance of a program called Actual Budget on my home automation Raspberry Pi. actualbudget.org”Feb 20, 2025 · 4 likes · 0 replies (opens Bluesky in a new tab)
  • Bluesky“(1/4) On this Three Kings' Day, treat yourself to some self-hosted open-source software 🧵: 🤑 𝗔𝗰𝘁𝘂𝗮𝗹 𝗕𝘂𝗱𝗴𝗲𝘁: An accounting tool you can sync with your banks…”Jan 6, 2025 · 0 likes · 4 replies (opens Bluesky in a new tab)
  • Hacker NewsActual Budget: open-source, privacy focused budgeting toolJun 26, 2023 · 2 points · 2 comments (opens Hacker News in a new tab)
  • Bluesky“I’ve not actually used it so I can’t say whether it’s good or not, but actualbudget.org is one option I know of. it uses the same “envelopes” model as YNAB…”Apr 30, 2026 · 2 likes · 1 reply (opens Bluesky in a new tab)
  • Bluesky“Runnning Actual Budget ( locally and taking snapshots manually for backups. In theory the CDR should give access to my own live data to populate it, but in…”Jan 1, 2025 · 1 like · 2 replies (opens Bluesky in a new tab)
  • Hacker NewsActualBudget 24.1.0 with split transactions on mobileJan 6, 2024 · 2 points · 1 comment (opens Hacker News in a new tab)
  • Bluesky“💸 FOSS Highlight: Actual Budget Local-first, self-hosted budgeting — your private YNAB alternative. • Envelope budgeting • Bank sync & rules • Multi-device…”Aug 10, 2026 · 2 likes · 0 replies (opens Bluesky in a new tab)
  • Hacker NewsFighting AI SlopJan 23, 2026 · 2 points · 0 comments (opens Hacker News in a new tab)
  • Bluesky“Today's adventures in self hosting... 1. Setup tinyauth (tinyauth.app) 2. Get tinyauth working with Caddy (caddyserver.com) 3. See which self hosted budget…”Sep 13, 2025 · 0 likes · 2 replies (opens Bluesky in a new tab)
  • Bluesky“Actual is a great YNAB alternative for budgeting. Using something like Simple Fin as a bridge to get automated syncs with many finance establishments…”Sep 8, 2025 · 1 like · 1 reply (opens Bluesky in a new tab)
  • Bluesky“Firefly III: A free and open source personal finance manager www.firefly-iii.org Actual | Actual Budget Documentation actualbudget.org Actual is a local-first…”Jul 22, 2025 · 1 like · 1 reply (opens Bluesky in a new tab)
  • Hacker NewsActual: Open-source personal finance and envelope budgeting appSep 7, 2024 · 2 points · 0 comments (opens Hacker News in a new tab)
  • Hacker NewsActual: A local-first personal finance systemMay 2, 2022 · 2 points · 0 comments (opens Hacker News in a new tab)
  • Bluesky“I just discovered actualbudget.org. As someone doing strict personal accounting since 2008, and using beancount since 2019-ish, this might be the new app…”May 8, 2025 · 1 like · 0 replies (opens Bluesky in a new tab)
  • Bluesky“In yet another move to have my household run on open source software, I installed an Actual Budget server to help manage my finances: To sync with my bank…”Feb 20, 2025 · 0 likes · 1 reply (opens Bluesky in a new tab)
  • Bluesky“Self-Hosted Series – Part 5️⃣ 💰 Actual Budget – A slick, privacy-focused alternative to YNAB. Self-host it and take full control of your personal finance…”Feb 17, 2025 · 1 like · 0 replies (opens Bluesky in a new tab)
  • Bluesky“I've been a big YNAB guy but their price hikes over the last years have made me a bit annoyed, and recently I stumbled upon actualbudget.org and I must say, I…”Jan 22, 2025 · 0 likes · 1 reply (opens Bluesky in a new tab)